Mortgage Originator

Company: Sunmark Credit Union
Location: Latham
Posted on: May 28, 2023

Job Description:

People Helping People, that is what Sunmark Credit Union is all about! Our Mortgage Origination team is hiring! Why join the Sunmark Squad? Sunmark is a local credit union making a big difference in our community. For 85 years, we strive to build brighter financial futures and brighter communities. We build relationships with our members and look for solutions for all their financial needs through our "Good Vibes" culture. As a team member, you will find satisfaction in your career by assisting with our members finances, volunteering through our foundation team, and career growth opportunities. We offer Fixed Rate, ARMs, SONYMA, FHA, VA/USDA, Construction and end loans, 203k etc. The primary focus of this position is to self-generate external relationships within the real estate community to increase purchase and refinance loan applications. Originates/completes mortgage loan applications, collects up front fees and commits loan for processing. Gathers necessary loan documents. Consults with applicants on various types of mortgage financing products and programs. Assists the applicant to choose the program best suited for the applicants needs by determining the applicant's ability to qualify using information on the credit report, income and assets. Manages the rate lock expirations to ensure the loans are closed, funded, and sold to the secondary market prior to rate lock expiration. INTRODUCTORY SALARY while ramping up mortgage volume, staff would receive bi-weekly compensation plus any commissions earned. Upon completion of that time, the compensation plan will change to commission minus a bi-weekly draw. Commission will be paid on all leads however the main focus is on self-generated leads. Eligible for annual loan volume bonus based on the calendar year. Candidates must have a High School Diploma/GED or higher plus prior experience within the mortgage industry with demonstrated ability to achieve sales goals. Willingness to work flexible hours, including evenings and weekends and able to travel to all branches and outside mortgage locations when needed. Reliable transportation including a valid NYS Driver's License. Sunmark Credit Union is an equal opportunity employer and considers all applicants for employment without regard to race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. PDN-99213745-d293-4f52-8959-707ba8642db0

Keywords: Sunmark Credit Union, Albany , Mortgage Originator, Other , Latham, New York